IndusInd Bank Credit Card: Apply Online and Enjoy Instant Approval


IndusInd Bank is a prominent name in the Indian financial sector, offering an extensive range of products and services. One of their standout products is the IndusInd Bank Credit Card, which includes a simple application process and lightning-fast approval. 

With an IndusInd Bank Credit Card, you can pay your utility bills, shop for groceries, buy movie tickets, purchase electric appliances and much more. On completing these transactions, you enjoy access to specialised rewards, cashback and discounts.

But first, you must learn about the IndusInd Bank Credit Card application process, eligibility, and document requirements. Read on to find out more. 

Process to Apply for IndusInd Bank Credit Card Online 

Thanks to digitisation, you can apply for an IndusInd Bank Credit Card on Bajaj Markets.

Step 1: Click on the ‘Apply Now’ tab at the top of the credit card page

Step 2: Fill in your basic details, including your mobile number, employment type, and date of birth

Step 3: Click on the ‘Next’ option and submit your application for approval

How to Track the IndusInd Bank Credit Card Application Status

After applying, you can check the IndusInd Bank Credit Card status using the application ID in your acknowledgement receipt. You may also need to provide your registered mobile number and date of birth. 

Before you track your application status, wait for the bank to send you an SMS update once your credit card application gets processed. Alternatively, you can check the status by calling the customer support team. Here are the numbers through which you can check your credit card’s status.

  • Domestic Applicants: 18602677777
  • International Applicants: 022-44066666 / 022-42207777/ 022-68577777

Eligibility Criteria and Document Requirements for an IndusInd Bank Credit Card

Before applying for an IndusInd Bank Credit Card, ensure that you meet the eligibility criteria set by the bank. Failing to meet these terms will make it difficult to get easy approval, and will cause delays.  

Here are the eligibility criteria that you need to meet:

  • Age: You must be at least 18 years of age to apply, and the maximum age limit is 75 years
  • Income: You must have a monthly income of ₹20,000 or higher
  • Occupation: You can apply if you are a salaried or a self-employed individual
  • Credit score: You must have a good CIBIL score

While applying for an IndusInd Bank Credit Card online, you do not need to submit any physical documents but you will need to upload soft copies of the following. 

  • Aadhaar card
  • PAN card
  • Proof of residence if your current residential address differs from the address on your Aadhaar card

Benefits and Features of IndusInd Bank Credit Card

An IndusInd Bank Credit Card comes with a host of attractive features and benefits, which are as follows.

  1. Easy Application and Quick Approval

The application process for an IndusInd Bank Credit Card is quick and straightforward. It is a completely digital process that you can take up from the comfort of your home. Post application and approval of your credit card, you can get your card in just 24-48 hours.

  1. High Credit Limits

With an IndusInd Bank Credit Card, you stand the chance of getting an ample credit limit. The bank assigns the credit limit after assessing your financial profile and credit score. With a high credit limit, you can make the most out of your credit card and effectively cover your planned or unplanned expenses.

  1. Rewards Never Expire

Another benefit of getting an IndusInd Bank Credit Card is that your reward points never expire. This benefit allows you to plan your reward redemption strategy in such a way that you get the best deals and rewards. This way, you can redeem them at your convenience. Also, you can accumulate these points and convert them into cash.

  1. Lifetime-Free Credit Cards

IndusInd Bank provides a diverse range of credit cards to choose from, and many do not have any joining fees or annual charges. With these lifetime-free credit cards, you do not need to worry about meeting specific spending milestones to have the annual fee or your credit card waived.

  1. Numerous Rewards and Privileges

One of the top reasons for the popularity of credit cards is the rewards and benefits they offer. IndusInd Bank also offers excellent deals, rewards and cashback on your spending. Some of these perks include complementary media subscriptions, deals on flights and hotels, and complimentary airport lounge access.

  1. Minimal Eligibility and Document Requirements

IndusInd Bank has easy-to-meet eligibility criteria for their credit cards. Along with that, you need to just submit some basic documents online to apply for the card. These minimal requirements allow for easy access to credit and reduce the hassle of getting a credit card.

As you can see, you can conveniently apply online for the IndusInd Bank Credit Card through the official website or other websites like Bajaj Markets that offer these credit cards. 

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